Thursday, June 14, 2012

A monumental day

Raise your hand if you're in debt.


This is me, no longer raising my hand.
This is me, no longer feeling like I have to spread eagle and drop off our firstborn to bloody student loan services in order to satisfy the couple grand we owed. (God, that's one expensive piece of paper crammed away in some box in my closet.)


Please ignore my little smokey man-knuckles. And yes, I did cover up my address. I don't trust you people.

My parents were wonderful and helped my freshman year, and then kicked my butt to the curb they fondly dubbed "On Your Ownville." I appreciate it so much now, so that's exactly what we're doing with our children. No question. Jena Roach's philosophy on child rearing (stolen from some cheesy George Clooney movie): You only give your kids enough to do something with, not so much to do nothing.

It kind of sickens me when kids go through college without a job... without knowing how to pay bills or rent or tuition. (This is a major rant, if you haven't already noticed.) It's like, dude, daddy ain't gonna be there forever. Grow up, sorority sista.

I worked two jobs and went to school full-time in order to not accrue a mountain of debt the size of Kim Kardashian's ass.  So I'm very proud to say that I have paid off all my loans, and Grahm and I officially have zero debt. We owe nothing to nobody. (Did I mention my degree is in Professional Writing?) No car payments, loan payments, etc. ... and we aren't living in my parents' house. Glorious.

So excuse me while I go buy a crap ton of things from Pottery Barn in celebration...

34 comments:

  1. Congrats, that's a big achievement!

    Wish I could say the same haha the mortgage will be around for another 25 years I'd say haha

    ReplyDelete
  2. Congrats!! A great thing to celebrate!!!

    ReplyDelete
  3. Congratulations! I was one of those spoiled girls who got everything and I ended up taking it for granted. I did work while in college but didn't have any bills to pay so I just spent it on useless things. Then I ended up dropping out of college and got cut off. Now I'm going to college online and have student loans up my ass (which looks nothing like Kim Kardashian's) that I will have to pay off once I graduate. Being a grown up sucks.

    ♥ Duckie.

    ReplyDelete
  4. Ohhh!! I am so jealous!!! I will be paying until I am like 75!

    ReplyDelete
  5. I wish I was debt free! haha. There are people in my MBA program who say they are "full-time students." What the hell?! I thought we were all full-time students? haha. I guess some of us just have a full-time job as well...

    ReplyDelete
  6. Totally random... but I have little smokey knuckles too :( Boooo.

    I LOVE your ring!!! Gorgeous!

    & yay for being debt free!

    ReplyDelete
  7. I think it will be a few years or more until I'm part of that club... I still have lots of student loans! But I do feel your pain.

    ReplyDelete
  8. I love that you just associated a mountain of debt to Kim Kardashian's ass. Congrats on getting rid of your debt!!

    ReplyDelete
  9. Congrats!!! That's a huge accomplishment :) Go buy stuff and spoil yourself!

    ReplyDelete
  10. Oh, and I pushed *publish* before I meant to write that I couldn't agree more about the sorority gals and other kids not having a job throughout college. Kids are gonna get a huge slap in the face by reality when the time comes. Glad I'm not one of them!

    ReplyDelete
  11. Yay congrats! I am nowhere near paying off my student debt yet :S I can't wait until I can do a post just like this one though. And I'll probably cover up my address too ;)

    ReplyDelete
  12. Congrats! Must be such a great feeling :) I worked hard for everything I have and will also do the same with my children. No hand outs from this momma!

    ReplyDelete
  13. yay! What a great feeling :)

    ReplyDelete
  14. I'm so happy for you paying off your debt! That really is awesome. :)

    Scholarships and my parents paid for my Bachelor's, and my parents paid for my Master's degree. They wanted to give my brother and I more than they had. I realized how lucky I was for all of that, and so I worked my tail off on both of my degrees and finished on time and with honors.
    Just because my parents helped me out during college doesn't mean that I'm not responsible enough to pay all of my bills and on time! :P

    Just wanted there to be representation from the other side. :)

    ReplyDelete
  15. i am so totally jealous! med school debt is RIDICULOUS and i feel like i'll be paying on it FOREVER!! congrats!

    ReplyDelete
  16. Congrats! I can't wait until mine are gone.

    ReplyDelete
  17. That's awesome! My parents left me to my own too but I agree with you, it's made me stronger and be able to do on my own. Can't wait till Kevin and I are debt free too!

    ReplyDelete
  18. WOOHOO! You're amazing. I worked throughout college and had a massive scholarship, so I'm lucky that I have no school debt (plus they pay me for graduate school, which in hindsight was a horrible idea, I should have gone into a marketable field like business). And you're awesome. The end.

    ReplyDelete
  19. Like everyone else I will say congrats to you! I totally agree with the whole working your butt off and not relying on your parents motto! However, my working my butt off was not enough to avoid the mountain of student debt. :( At least I was lucky enough to get a job in journalism though! :) Make sure to celebrate this huge achievement!!

    ReplyDelete
  20. Yayy this is amazing!!
    I'm still in uni, almost half way through my third year and already I'm in so much debt that I have no other option but to pursue my chosen career (law).
    I dream of the day I'll have no debt.

    xx
    Michaela
    coffeefashionlaughterlove.blogspot.com

    ReplyDelete
  21. Congrats! I was lucky enough to have my parents pay my tuition, but I still paid for rent, food, clothing, everything else (and yes, I was one of 4 sorority sistas who paid their OWN dues...we do exist!) I was actually the first person my roommate had met that didn't have their dad's credit card. I thought she was joking...she wasn't. It's really sad to see! But I worked and interned all through college and was ready to be on my own when I graduated. Definitely more valuable than "Daddy's credit card!" So congrats to you! That's so impressive :)

    ReplyDelete
  22. YAY! Congratulations, you fine lady, you must be feeling absolutely am-arz-ing!! xXx

    ReplyDelete
  23. That must be an AMAZING feeling! I can't wait to do that because I have so many loans it's not funny.

    ReplyDelete
  24. Congratulations! That's super exciting!

    My parents were incredibly gracious and diligent in their saving and were able to put me through four years of college, but I had to pay for phone, gas/car insurance, and anything else I felt like spending my money on. But even in high school they never paid for everything. We always went half and half if we wanted to go on a retreat or go to a camp or something, and for most other things we had to save up ourselves and I'm so incredibly grateful they did that. It pains me to think that so many of my friends have never had to pay for anything, didn't work a job in college, and their form of "budgeting" is checking their online bank account balance. Oy. ((facepalm))

    ReplyDelete
  25. Girl that has to be such an amazing feeling! Congratulations!!!!!! I feel ya on the debt....we still have quite a hefty chunk to pay off, but I can't wait for that day! Now go treat yourself. Pottery Barn is a dangerous place for me to go!

    ReplyDelete
  26. Congrats! I've still got a few more years to go.

    ReplyDelete
  27. congrats girl! such a huge accomplishment!

    ReplyDelete
  28. congrats!!! so happy for you. its a great feeling, isnt it!??!

    ReplyDelete
  29. Congrats this is great! You should definitely treat yourself! XxxX http://thesecondhandrose.blogspot.co.uk

    ReplyDelete
  30. Congratulations!!! That is the best feeling EVER! :)

    http://shannonhearts.blogspot.com/

    ReplyDelete
  31. Congrats! That's so awesome.

    Your newest follower Ashton from:
    sexdrugsmarriage.blogspot.com

    ReplyDelete
  32. Congrats, Jena! Isn't that a great feeling?!

    ReplyDelete
  33. Congrats on being debt-free! I'm with ya on kids who get skate right on through college, but graduate without a CLUE as to being an adult. It's crazy.

    ReplyDelete
  34. Awesome!!! Being debt free is the best feeling in the world! I have not had any debt for five years and actually have been writing a lot about that on my blog lately. We are now looking to buy a house and the thing that freaks me out is once again being in debt. I hate the idea! So we are looking for a cheap house so we can put 20% down and pay it off in about five years of busting our butts to put every penny we can toward it!

    ReplyDelete